Storage insurance is a type of insurance that protects your personal and business goods from any risks when they are stored away from your home or business location in a storage facility. All reputable self storage facilities regard it as a necessity and will not allow you to store your possessions without having storage insurance. Many of these facilities also offer their own insurance options as well.
Most forms of storage insurance are designed to cover a wide range of eventualities, ensuring that you can have true peace of mind.
Although policies change between providers, the following are common events that storage insurance protects you against:
- Theft and malicious damage.
- Water damage, including that caused by storms, flooding and burst or leaking pipes.
- Moth, insects or other vermin emerging from external sources.
- Earthquakes, lightning and other forms of weather and natural disasters.
- Damage caused by fire.
- Aircrafts and articles dropped from aircrafts.
To find out the full extent of what a storage insurance policy covers, we recommend visiting the provider’s website and contacting them with any specific queries or concerns.
Which types of items does storage insurance cover?
Self storage insurance can be used to cover almost any possessions, as long as they do not exceed the cover value. This includes documents, clothing, books, electronics, sports equipment, memorabilia and many other items.
It is always recommended that you keep a record of the items you’re storing, so you can be adequately reimbursed if they are damaged or stolen. This is especially true with high-value items, such as antiques, as it may be necessary to prove they are genuine to ensure you are compensated with their full monetary value.
Whether you’re storing personal items or business items, we recommend committing plenty of time towards finding an insurance policy that suits your needs.
When does the storage insurance take effect?
With the majority of self storage insurance policies, the cover does not go into effect until your possessions have been placed in the storage room. This means that your items are not covered during transit to the storage facility and, once they are removed from it, the insurance ceases to be in effect.
If you are transporting your belongings with a moving company and want to be covered, make sure the moving company has Goods in Transit Insurance.
Booking storage insurance through SureStore
If you’d like to ensure that your self storage journey is as hassle-free as possible, then you’ll be happy to know you can book your insurance directly through SureStore when applying for one of our self storage rooms. The insurance we provide covers all the eventualities mentioned above among many others and covers an extensive array of possession types.
Our team has been working in the self storage industry for more than ten years, so you can trust us to deliver a high-quality storage service. In addition to providing storage insurance, we also offer facilities with 24/7 CCTV surveillance across all locations, an intuitive online booking system and a highly trained and passionate customer service team.
if you’d like to learn more about our storage insurance or make a general enquiry about our storage facilities, contact us now by phoning 0800 0129133.